Common questions about dental insurance

Understanding what’s covered by your dental insurance is an important part of making sure you get the best oral care possible.

Here are some common questions that arise when people want to understand their cover better.

– If treatment my dentist recommends is not covered by my insurance, does that mean it’s not necessary?

Some plans make exclusions such as sealants, pre-existing conditions, adult orthodontics, and specialist referrals. This depends on your dental plan and you should not let the level of cover determine whether you need treatment.

– My dental benefit will only pay for a large filling but my dentist recommends I get a crown. Which should I choose?

Some plans will only cover the least expensive solution but it may not be the best option for your needs. You should decide based on your health needs and not on your insurance cover.

– My dental plan says it will pay 100 percent for checkups and cleanings but the insurance company says I owe for part of the dentist’s charge. How can this be?

Some plans provide cover based on a “customary fee” for each procedure. So, if your dentist’s fee is higher, your benefit will be based on a percentage of the customary fee instead of your dentist’s fee. Although these limits are called “customary,” they may not accurately reflect the fees that dentists charge in your area.

– Will my plan cover the care my family will need?
If your employer offers more than one plan, check the exclusions and limitations of the coverage as well as looking at the general benefits. It’s a good idea to discuss your family’s likely needs with your dentist before choosing a plan.

The plan document should specify who is eligible for coverage under the plan.

Plans offered by the same provider or employer can vary according to the contracts involved so your dentist will not be able to answer specific questions about your benefit or predict what the coverage for a particular procedure will be.

If you have specific questions about coverage, talk to your plan provider.

How cosmetic dentistry can change your smile – and your life

Modern cosmetic dentistry has created many opportunities that did not exist before for people to improve their appearance and change the way they feel about themselves.

Although cosmetic dentistry really did not exist a few years ago, it now attracts interest from a wide range of people.

There are few people who don’t want to improve their appearance by making their teeth straighter and whiter so that they look better when they smile.

New technology and procedures have created many more opportunities for dentists to help patients look better.

One of the most important opportunities for doing this is porcelain veneers.

These are custom-made wafers that the dentist places over the front of the teeth to repair damage and make them look better.

They can overcome many cosmetic dental problems such as whitening stained or discolored teeth, closing gaps between teeth or correcting a crooked smile without the need for braces.

They can also cover up chips and imperfections so that the smile looks much better.

Another important cosmetic trend is the increased use of white fillings.

White fillings now are more lifelike than ever and they last longer than previously.

They have become the material of choice for many dentists as they blend in with teeth and look better.

If you feel your smile is less than perfect, talk to your dentist about how it could be better.

Making the most of your smile

 Your smile is a major factor in the impression people get when they meet you.

And the good news is that you now don’t have to settle for a smile spoiled by stained, chipped, or misshapen teeth.

Advances in dental treatment mean there is a wide range of choices to help you get the smile that you want. Here are some of the options:
– Tooth whitening (bleaching) can help brighten teeth that have become discolored or stained. It can be done in the dental office or with a system the dentist can give you to use at home
– Bonding improves the appearance of teeth that have become chipped, broken, cracked or stained. This is done by bonding tooth-colored materials to the tooth surface
– Enamel shaping involves modifying teeth to improve their appearance by removing or contouring enamel
– Veneers are thin custom-made shells of tooth-colored materials designed to cover the front side of teeth. They are used to treat spaces between teeth and teeth that are chipped, stained or poorly shaped.
– Braces may be needed if teeth are crooked, crowded or do not meet properly – and not just for kids

Even small changes can have a big impact on your smile and so make a huge difference to how you look and how you feel about yourself.

If you’d like an even better smile, your dentist will be able to give you information about the options available.

Some tips on overcoming nerves when going to the dentist

Some people get a bit nervous about the idea of going to the dentist.

As a result of the major progress that has been made in diagnosis and treatment, the process gets more comfortable all the time. So you may be worrying unnecessarily.

But, if you’re in any way tense or anxious, tell your dentist and the dental staff.

They will understand and will be able to adapt the treatment to your needs.

It can also help if you choose a time for your dental visit when you’re less likely to be rushed or under pressure. Dashing out from a busy day at work may make you feel more stressed.

For many people, that means making an early-morning  appointment helps a great deal.

There are also other steps than can help. If the sound of the drill bothers you, take a portable audio player and headset so you can listen to your favorite music.

You can also help to relax by simply visualizing yourself somewhere you feel relaxed.

Sometimes these simple steps can help you feel a lot better. So why not give it a try on your next visit?